Note 11 - Intangible assets

DKKm		2008	2007

	Intangible assets
	Cost
	Balance 1 January		373
	Exchange rate adjustment		4
	Transferred to operating equipment		-1
	Additions during the year		175
	Disposals during the year		-23
	Balance 31 December		528

	Amortisation and writedowns
	Balance 1 January		-153
	Exchange rate adjustment		-3
	Amortisation for the year		-56
	Reversed amortisation		19
	Balance 31 December		-193

	Carrying amount 31 December		335

	Intangible assets under development amounts to total DKK xxm (DKK 220m in 2007).
	Additions for internally developed expenses amount to DKK xxm (DKK 22m in 2007).
	Amortisation is recognised in the income statement under insurance operating expenses and claims incurred.